Stanbic IBTC Surges 82% To N551.7bn Profit As Deposits Swell To N4.3 Trillion, Declares N4 Dividend

Stanbic IBTC Holdings Plc has delivered a commanding performance in its 2025 financial results, with pretax profit surging 81.62 percent to N551.7 billion from N303.7 billion in 2024, driven by robust growth across interest and non-interest income lines and strengthened balance sheet expansion.

Interest income climbed 38.94 percent year-on-year to N787.05 billion, with loans and advances contributing 60 percent and investment income accounting for 36 percent. Net interest income rose to N585 billion, up 42.53 percent from N410.4 billion in 2024.

On the non-interest aspect, fees and commissions revenue swelled to N257.7 billion from N186.4 billion, while trading revenue climbed from 33.67 percent to N76.9 billion. These gains pushed operating income to N895.7 billion, up by 38.48 percent.

The bottom line reflects the comprehensive growth trajectory. Post-tax profit reached N380.7 billion, an increase of 69 percent year-on-year, with earnings per share rising to N23.68 from N13.94.

Balance sheet strength underpinned the earnings expansion as customer deposits expanded significantly to N4.3 trillion compared to N3 trillion in 2024, while total assets swelled to N8.6 trillion from N6.9 trillion. Total equity rose to N1.1 trillion from N670.6 billion, supported by reserves of N858.4 billion.

The bank rewarded shareholders with heightened payouts. Stanbic declared a final dividend of N4 per ordinary share of 50 kobo, amounting to N63.6 billion, payable on 26 May 2026, bringing total 2025 dividends to N6.50 per share, higher than the N5.00 paid in FY2024.

During last week’s trading, shares of Stanbic IBTC recorded a performance of 36.63 percent on the Nigerian Exchange, with year-to-date performance now at 88.55 percent.